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It sure beats having to work for a living. :)

Why not? Is there something wrong with building wealth and completely replacing one's payg income with passive income generated from investments, who can take their kids to & from school, whilst their wife chooses to work part time? We're in a very fortunate, self created position, to be able...

Your supposed knowledge on the subject even after all that time ...Even more amazing isnt it. You must have forgot alot.

Wasted on?

Why is that?

Correct it is simply a tool for creating income to increase serviceability and you can not retire on it as I mention. How one thinks it's subject to opportunity & inflation losses once commuted needs their education on structure addressed further. Once again, your perceived knowledge of...

Dec, I have posted extensively on it here in this Thread. Read through it entirely as I explain what your missing including calculation examples.

$400w nett...and you can show 100% of it on the income column side of your loan application.

Stick it in a 5 year RCV0 Cashbond @ 4%. Couldnt retire on it but it's great tool for increasing your serviceability.