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I am not a FP and have no intention to be one. Are you one oc1?

She is a rare breed indeed not having to work to fund her lifestyle. Some one who's walked her own talk to financial independence. Kudos to her!

Exactly, but like I mention - referrals etc

The majority of Financial Planners also do not recommend property investment because there is no financial incentives or gains in it for them. They are merely insurance, estate planning and managed fund etc products & services salespeople because that's where they derive their wages, trailing...

A FP's Lacky instead.