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I dont think you're going off an a tangent. Its the way I interpret what redom was meaning as well.

Eventually over time as all your income sources increase you will drop back into the lenders DSR modules.

By doing nothing, you're riding it out for more years to attain mediocrity any way.

Yep, like any asset class for investment one should always be working towards maximising cash flows and minimising risks where & when ever possible.

Property investing / Portfolio building is not about property - its about finance! Property is merely what banks take hold over as security for loaning you the finance in the first instance. Structuring one self correctly so as to be in a position of being able to continually access it when...