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Im LOL, but not at that WestOz. :)

Where's the property located? Do your DD to gain an understanding of what you think the value is? Have a look at any recent comparative sales data etc. Put the usual clauses in your O&A such as subject to B&P, finance thats acceptable to yourself, independent valuation acceptable to...

I prefer to use LOC's as opposed to loans with savings offset accounts. Purely to keep it streamline and more simpler financial structure. But it depends on ones situation if they may possibly turn their PPOR into an IP later on. If so, go the offset structure. Since in this case PPOR is paid...

Hi Westoz, Welcome to SS this being your first post. I take it the duplex is strata titled? If so you will need a separate O&A for each side as its 2 separate title purchases. Next refinance to pay out ppor and set up an investment dedicated LOC secured against it... Each duplex half...