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Hi Marty, WBC advertised 5.19% fixed for 3 years. With the 20bps discount brought it down to 4.99%. That was January last year. At the time I had 4 loans just rolled out of a 6.49% fixed period and another 2 loans with 1 month still to run before they also became variable. WBC allowed me fix...

We have well in excess of a mil with wbc and get 85bps off our variables (LOC's) and 20bps off our fixed loans (4.99%) also with another 2 years to run.

Geeze you must have had a huuuuuuuuuuge IR to get discounts of 7, 8 & 9%.

All loans, not currently fixed. Tho I will be looking for discounts on those too when time comes to refix.

I've been on 85bps discount with Westpac for 12-18months now and have waaay over $1m in borrowings. The higher discounts received by some on this thread is great news - makes for some great cannon fodder to increase mine further now the precedence has been set. Thanks for sharing.