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I ticked 'other' because my strategy is a mix and not one alone. It consists of various -ve, +ve, cash flow positive, cashbond and LOE strategies. In the early years I borrowed a full 106% xcolled against my PPOR. the 106% consisted of 100% purchase price + 5% purchase costs + 1% surplus...

The capital growth averaging (CGA) strategy I employ utilises a regular purchasing cycle similar to what Dollar Cost Averaging is to the sharemarket. The major underlying principle to its success is it relies on your "time in" the market, NOT "timing" the market, and never never sell. So in...