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Bought property in 2007 with a fixed rate loan of $173,600 (80% LVR). Property now valued at $305,000. Current lender won't (or can't) lend me any more against this property, so no option but to break and re-finance with another lender. Doing so (assuming I maintain 80% LVR and don't push to...

I'm breaking out of 2 fixed loans right now as this will result in a huge equity release. Breaks costs are half what I was quoted 6 months ago.