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The costs come out of the fund, in any event, not from your own pocket. My costs were: Lawyer (Prep of Trust Deed and other docs) $440 Accountants charges inc formation of the fund and applications for ABN and TFN $330 Preparation of Investment Strategy by licensed Fin Planner $200 I...

Sounds more like an SMSF to me. I found the setup costs quite reasonable, given the work involved by the lawyer, accountant and fin planner. I think Miss Skater is trying to extract the money into her own hands, not roll it over into a SMSF. There are ways to extract super. As has been...