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  1. Rob Williams

    How lenders baseline living expenses

    I have a loan app with NAB at the moment. I settled one with them recently, after which they posted me a gold card with a $10k limit. I'm just waiting for them to decline this latest application due to the amount of credit limit I have :)
  2. Rob Williams

    How lenders baseline living expenses

    Low living expenses can be a double edged sword. ANZ refused to process my loan application last year because they said "nobody can live as cheaply as you do".
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