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That can be true, but not necessarily. It's not so much about the strategy as finding the strategy that resonates with the individual. What works well for one may not work for another for a variety of reasons. I've not found property to be a slow way to get places. My equity growth over the...

Couldn't agree more. I would also add that income streams from other investments is another prong to the strategy. Either business or investments funded with relaeased CG from property. Just as there are many variables, there are, too, many paths to the same goal.

All the arguments for and against LOE as a strategy notwithstanding, the one thing that doesn't change is the fact that cash in an offset account trumps a LOC anyday. It's your cash. The bank can't take it back, restrict how you use it or charge fees for drawing it down.