Reminds me of a pic I saw in Time mag many years ago. The wife of John DeLorean was holding a cushion on which was embroidered
"Better to have been nouveau riche, than never to have been riche at all"
Ahh. I've never done either, so I wasn't sure.
As Rolf alluded to, it only works when the recurring income doesn't recurr any more. Then it comes unstuck mighty fast.