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Let me get one thing straight: THERE IS NO HOUSING SHORTAGE IN AUSTRALIA People can go and buy a big house and fit 20 people on the property if they wanted to for an affordable price, it would just have to be in Ballarat, Bendigo etc. It's because people all want to live in South Yarra etc...

Why would you sell? If you can hold and you have good rental coming in why would you sell unless YOU were the one in trouble? The same people we are talking about (credit card bingers) are the ones who complain that housing is unaffordable. You can't have it both ways

Let's not forget about the existence of credit cards, interest free purchases et al. Harvey Norman and other retailers rely on these type of deals to get their sales - and people like to consume using this type of idiotic finance and simply wipe off those debts by refinancing their home loan in...

While I agree that double incomes are the norm now, that does not mean that they have a greater capacity to absorb additional costs. It means that double income families have stretched themselves even on a double income due to higher house prices - which means that they actually have no room to...