That was 3 years ago don't think Auzzies actually changed that and I mean it in the most direct way you literally can't get cash flow in Australia insurance a lot more work needs to be done to take part of it unless I'm not creative.
So far what I've been told Auzzies can't get paid for loosing their income
Americans can, and I mean it in the most corrective financially literate way unless ur a capitalist investor entrepreneur.