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depends if its a spousal thing............. im usually at much less than 50 % sub 5 % fixed for 5 was pretty predictable.............in my view I know there are different views as to pricing mechanisms etc ....... but the declining economy vs increasing equities means that people...

Most not all ta rolf

there is no war where the funds to onlend become lower cost. Id say sub 4.5 for 3 is likley in the next 90 days .................. ta rolf

ME 4.94 for 5 And it will continue.............. ta rolf

seeing that STG funding source is the same Licence as its parent, Id expect STG to not be far behind. Generally speaking, id expect most funders to have access to similar money really soon ta rolf

It can be that simple most of the time Caveats 1. Make sure that your serviceability can be met with that lender duuring the x time of the fixed rate. This will need a little bit of fluffy logic. 2. Valuations could be problematic with that lender 3. Lender policy change risk...

It absolutely had to happen. All the noise about rates running away over the last 3 years has been exactly that ta rolf