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Its is via a variety of means, one example is what Investec Bank does. The majors that offer the No LMI medico will cap the max lVR at 90 %. If u look at that, it works out to approx 93 % LVR on a mill purchase, since the LMI is not being paid/capitalised ,,,, Also, be aware that the...

Investec Ex Medfin I think. I recall its an 80 % normal lend, with the balance backed by private PI money at moderately high rates. for those without the 10 % for a 90 % no MI the 100 % lend is a good deal ta rolf