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One thing u do need to be aware of is that once you turn your place into a PPOR, the existing and remnant debt needs to be correctly structured. A question........ have you ever salary credited any of the loans or used redraw from the loans. Pls dont take tax advice from a bank or broker...

Hiya Welcome I can see some mixed purpose loan issues coming out of the below Dont let product/pricing constraints get in the way of the "right" thing. If you are prepping to buy a 550 k place u will need 110 k + 20 k prox so 130 k as a discrete loan split on the PPOR, and use that...