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please see below ta rolf

my first question would be .............. what is your 3 to 5 year financial goal ? ta rolf

take a separate secured loan on ppor for 100 k, to take to 80 % lvr take a separate secured loan on IP 1 for 40 k to take to 80 % lvr Ip 2 loan at 88 % + LMI , secured only to IP2 IP 3 loan at 88 + + lmi secured only to IP3 this results in some left over cash ready for another IP...

yes you can have a single pooled loan for the equity .............. The Margaret Lomas way. personally, the finance risk associated with that strategy means that in most cases in makes little sense. Its called cross collateralisation and many investors dont like it - some of the reasons...

borrow money when you dont need it, for when the need really arises funds may not be available Finance Risk 101 ta rolf