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im sure your broker can tell you how it will go before submission by simply talking you through the NAB servicing calculator its not voodoo nor art, simple numbers ta rolf

opposite if you didnt service 2 years ago, if the scenario hasnt changed much then you prob won service now Rare that lenders change things to the improve ta rolf

if NAB had an issue then, they possibly wont like it now. Sounds like your broker knows what they are doing, but just not taking you along the knowledge path to the level that you desire. I find some clients really want to know in depth, and some "just want the loan". As an educator...

and now 2 years later you are back with NAB with your portfolio ? Sounds confusing to me, but im sure there are good reasons. When you next move, if at all possible, dont churn the whole lot, try and move some of your lending down the serviceability scale and see if you can get it done with...

Hiya If you are having lender service issues with nab then you'd b well served to speak with a broker yesterday to look at potential alternatives, and to maximise your chances of keeping to build your portfolio Ta Rolf

If your serviceability is ok, and it's set up correctly with nab they will lend to 80 on cash out without too much of an issue Ta Rolf