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  1. R

    Offset against PPOR or Invest

    assume you have 50 k cash and a 250 k home loan by doing the debt recycle 101 you are converting 50 k of "bad" ( non deductible) debt into better debt ( deductible) benefit at the best margin is for those on high incomes, say 48 c in the dollar benefit = 1200 approx a year tax dedn at...
  2. R

    Offset against PPOR or Invest

    assume your home loan is 250k ask your lender to split the loan 200 k with offset 50k with redraw take your 50k cash place it into the 50 k home loan split when your IP needs settling, draw the 50k from the 50 k split Congrats...
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