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sure, by 15 to 20 pts often But thats not a sensible reason if you need the facility features Im not big on Loc for resilient "volume" debt for reasons peops will only find if they read their loan docs on detail, not all loc have this, nut most do repayable on demand...

Properties with 'Lease of Life' covenants on title are typically unsuitable security. if there is no such impingement on the title, then there are no issues ta rolf

indeed, most lenders will run. a long way, and fast, since its a very compromised security ta rolf

With the long story often comes a short interim answer Work out what you want first, then work out how to get it. hard to get what you dont know that you want :) There are probably dozens of iterations available to harness the equity ta rolf