If you are waiting to refi a loan with the prime reason being lower rates, consider simply doing a variable and then locking later or. Some of the lenders do have some god 1 year fixed rates at the mo
Ta
Rolf
the current sub 5s for 5 were visible 2 + years ago.
I see no reason as to why the downward trend will continue for a while yet, although at a slower rate of decay.
ta
rolf
