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good rate and low fees what are the risks /concerns that you may have with something like that ? Let me get you started. Concentration risk ( unless we are talking 80 % lvr and loans under say 1.2 mill in general) ta rolf

Just chasing approval for 5 OOT at 70 % LVR for a rate of 4.65 and a 400 annual with wide bay BUT obviously the lvr will depend on the quality of the asset and the strength of the borrower ta rolf

Id try someone like Wide Bay. probably wont get to 80 % but not far off and the rates arent too bad. WB have an interesting and logical way of applying credit Heritage Bank used to be ok for these as well up to 80 but like ABL have gone soft on this type of security ta rolf