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If you run it by Westpac's Mortgagr Retention unit you may have a shot. 1.18 discount on less than a mill isnt common with WBC, esp if not on a pro pack ta rolf

13th gives you no real other options per se, so you will need to trust what you have been told. because its an 80 % lend and its variable you arent "locked in" and that will provide some comfoty Rocket Repay under Pro pack doesnt have an app nor monthly fee. WBC is expensive overall...

Like much of ING process...................................... ta rolf