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I do have some friends and clients where they don't want to transition from "work for a living" because they are doing work of significance, but for sure,I'd expect most that aren't retired from paid work are not because they don't have that choice. The reasons for the lack of that choice are...

Don't disagree with you. Most peops that we do financial planning work with fully underestimate the need for decent money in retirement. The notion that you will need a lot less money when retired and "old" Comes from the ideology that retirement is about age. It isn't. Retirement is...