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And your often 3rd one use a TD for a part security, though that doesnt always work financially due to the spread between the TD rate and the mortgage rate ta rolf

Hi FTB welcome to SS Not enough information.............. while in general, being able to borrow 105 % approx for an IP may seem great on the surface, much depends on the capacity and smarts of the guarantor We do a lot of these things, but tend to prefer where the guarantor isnt...