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you make sure you use a lender that allows the split post settlement, pref without a new application. You might be able to do the new loan split now before settling the new PPOR once you have an idea of your numbers ta rolf

dont think ING have that policy anymore Anyway......... assuming your val comes in higher and the lender allows you to top up ( choose wisely), then add the 25 k cash savings to the new ip Loan. ie if your current PPOR loan is say 500 k, and your new equity split is 30 k, then take ur...