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cant comment really........... since I dont know all the brokers :) but I do know that ML is a proponent of xcoll for a bunch of reasons, one "reasonable" one of which is being able to pool weeny equity increases of regionals with a single CRAA enquiry. ta rolf

I dont think the order would matter too much, if you are in a hurry, one could get through them in a week ? ML has some great insights, some of her finance structure stuff doesnt agree with me (may be because I have a different client base). ta rolf