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  1. R

    interest only or principal and interest ?

    because at some time you may want to buy a new PPOR or need a chunk for other non dedcutible purposes. If you keep your cash, your cash, then you have improved future flexibility and likely to have better tax management long term. Aside from forced savings, and sometimes an improved credit...
  2. R

    interest only or principal and interest ?

    If you have good money habit - and thats one of the core principles to make an IO structure work, id go IO with 100 % offset under most client circumstances ta rolf
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