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  1. R

    Comments on ANZ Mortgages?

    Pump up the lvr and u can usually score a full...., Ta Rolf
  2. R

    Comments on ANZ Mortgages?

    Lenders have theri margins and magic numbers while in some cases they are somewhat similar, some are plain silly non sustainable ROI pricing, and peops tend to see that pricing as the "new standard" What I have noticed is that the spread betweem cheapie online lenders ad mainstream full...
  3. R

    Comments on ANZ Mortgages?

    Neither : ) The choice between ANZ and NAB is as disparate as Proton to Lexus If you fit ANZ servicing and arent self employed, id usually suggest WBC or CBA. Despite all the feel good stuff from some about ANZ ( including me) the reality for our business and afew years experience is that...
  4. R

    Comments on ANZ Mortgages?

    great outcome not easy to get pricing and fee waivers these days ta rolf
  5. R

    Comments on ANZ Mortgages?

    My guess is u have an ANZ one acct and the other a HLIS ( legacy account) ta rolf
  6. R

    Comments on ANZ Mortgages?

    Risk management Put ur self in the place of the lender Ta Rolf
  7. R

    Comments on ANZ Mortgages?

    there are at least 3 UNRELATED questions here 1. Valuations - the "this lender" values low or this one values higher, is generally an urban myth. Most lenders use valex or Vms with similar standing orders, and in theory,you should get a random selection of valuers. one exception that I...
  8. R

    Comments on ANZ Mortgages?

    I do a bit of ANZ on a niche basis as well, their Premier service is good at the front end and to settlement but................. its time someone took them to legal task on this loan renewal change stuff. Do it or dont do it, but dont have this grey process driven by Hogan. it wont be...
  9. R

    Comments on ANZ Mortgages?

    for future flex BOTH are in the same boat if in transition, AVOID use currently Simple lenders like WBC, CBA, STG where poss Interestingly ANZ and NAb are opposite ends of the serviceability spectrum and there is usually no way a informed structured portfolio builder in acquistion...
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