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I also have that sort of one lender exposure with some clients. Esp those with a single security, and those with larger portfolios, where its impractical to spread lending across 12 lenders or the like. Small risk or not, there is usually very little borrower upside. aside from the...

much of that will come down to what your future goals are both with property investing and other possible risk ventures such as business,and what your personal risk profile is. concentration risk is really a very specific thing and will depend very much on the above. Generally 1 to 1.5...