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6 mths buffer is nice to have more to the point, do you have adequate and suitable income protection pls ? ta rolf

Hi En cant add much to whats been said 4.6 and CBA is unlikley moving for .10 is generally not smart if you are a portfolio builder esp if LMI and fixed rates are involved on exit Availability of funds on your terms s MUCH MUCH more valuable to you on an NPV basis than a few points...