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  1. R

    Fixed to SVR, lender has high rates

    not a mind game at all a common strategy sometimes lenders will play ball, sometimes they dont Your age and the amount the current loan has been on IO for can be a determinant, a scan sometime specials are for new money only for the specific reason. AMP has none of that per se...
  2. R

    Fixed to SVR, lender has high rates

    Simple but not obvious. What I had explained to me recently from a funder............... Cost of funding today is a bunch less than 2 years ago, and even more say than say 5 years ago. A lender needs to make x amount of margin on a loan to make it viable to hold. When that x margin...
  3. R

    Fixed to SVR, lender has high rates

    Hiya If you are with AMP for the primary reason most structure minded brokers use them, and your circumstances are still similar than when you took out the mortgage, you may not qualify with another lender. It seems that the primary focus is rate,so why not try loans.com.au or one of the...
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