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If u follow the advice offered by the tax experts here, there won't be a clawback. The base loan stays as is, and a new separate loan will be created Bold broker keeps their comm. Bit rough for the new broker? They will be paid a weeny amount but most will do it because there is more...

Seek personal and specific advice As a mug Id say if the primary purpose was to draw funds for IP purposes, the full LMI is deductible over 60 mths. However, diff tax peops have very diff views on this so maybe applying for a Private ruling is useful for future posters ? ta rolf