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A true personal and specific experience Im sure. Not mine, nor our clients experience generally. I find our credit peops at CBA to be very very good, and the post credit team to be one of the best in the business. Of late there have been some volume related issues for sure, but all...

Concentration risk would be a concern for us over 1.5 mill to 2 mill unless the total portfolio size was 7 mill or more, OR there was a specific reason as to why that lender was a an ideal fit ( or only fit), On LVRS >80, max exp per lender falls to as low as 700is so as to get under DUAs...