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Just like other gov changes and imposts to the financial services industry in general over recent years, the little guy can no longer afford qualiy financial advice, and now may possibly may be also sidelined from an equitable participation in the investment markets due to government...

Interesting comment, much of this has been going on for at least 15 years here on the quiet :), but its not fashionable to confront the dogma of "never sell" that many peops have - often for little logical reason.............. Im seeing a rebalance of portfolios amongst our clients...