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I feel thats for the following reasons 1. Societal. Tall poppy syndrome, My US Euro and Asian friends cant relate to the concept of knocking success and bringing my fellow crabs back into the bucket. 2. Gov. We still have a taxation system that discourages people to be financially...

Youd have a reasonable argument around ethics......... We are playing a couple around similar lines with other lenders lets remember that the lenders themselves generally didnt want to go the lower LVR way, it was "suggested" to them as one way to prevent the growth of the Investment...