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u are crossed did u ask for same ? or did the lender provide disclosure ? ta rolf

reluctance is obvious ................. variation fees are typical ta rolf

I have a question/directive I picked up from Tony Robbins, who borrowed it from the founders of NLP When would now be a good time........... ta rolf

Smells like NAB ................... Here is a mouldy oldii about xcoll, much of it still applies today, as it did over 10 years ago. http://somersoft.com/forums/showpost.php?p=120656&postcount=6 The biggest issue usually with xcoll is that its like driving a car without insurance, and...