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Reply: 3.1 From: Rolf Latham Victor If we were much chop on rate predictions we would not be broking would we ? Wed be sitting on a boat in the Whitsundays :o) No responsbility taken, but I will have a punt that the next longer term trend is UP. What do you reckon Victor ? Ta Rolf

Reply: 2 From: Rolf Latham Hi Sam Two quick points on fixed rates that most people are not aware of. People are concerned about potential payout penalties if they need to pay the loan out early: 1. If rates are rising and the product you are getting out of then the lender will love to see...