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  1. R

    Best Solution

    Hi Mike Its a good position to be in I feel. What you are doing is fine from a financing point but you, like me mix up logic with making decisions on what is and isnt a sustainable tax position. Logically, Morally and ethically you are right. I suspect from a taxation point you are also...
  2. R

    Best Solution

    Hi PI Real easy solution. Use an offset acct to park your advance payments. That way you pay interest only on the difference between what is in the loan and what is in the offset acct. Soooooo, during your PPOR occupation you can pay low interest on a low balance. When you move on...
  3. R

    Best Solution

    Hi Mike Of course you are correct in the PPOR mortgage being the smallest being the best thing. There are some issues that sometimes "muddy the waters " though and they include: 1. The Net Present Value of todays dollars that are lost when you sell and seubsequently replace an asset...
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