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Reply: 1.1 From: Rolf Latham Go Cathy Sounds like a really good deal. There you go John, it can be done with commercial at least, so much for my unlikely :o) Ps I forgot to add to the last post that securitised lenders like Wizard Rams etc, usually have higher fixed rates than normal bank...

Reply: 2 From: Rolf Latham Hi John A fixed rate loan is basically an insurance policy. Rate risk Insurance. By breaking the loan you will pay all the difference between the rate you fixed at and the rate for the same product today. So unless you are willing to punt on a variable rate...