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Reply: 3.1.1.2.1 From: Rolf Latham Hi Cathy Obviously he/she did not think of offering you a split or sub account facility whereby some of your loan remains at variable in the proper LOC, and some is locked away on a fixed rate. They have probably done you a favour by default since fixed...

Reply: 3.1.1.1 From: Rolf Latham Hi Penny Yes tis a good product. A little exxy on subsplit fees but very versatile, especially for rate risk management of being able to set say 3 and 5 year rates on loan so that it does not all mature at once. Ta Rolf

Reply: 3.1.2 From: Rolf Latham Hi Alan Generally, most can not be, especially where discounted rates are involved. By definition a true revolving line of credit can not be fixed, since the major difference between LOC and standard loan is you can pay it off any time without penalty, and...

Reply: 3 From: Rolf Latham Hi Brian Another strategy is simply to go and use a typical line of credit. Downside there may be the cost and also the general inability to fix. 5 years is the industry standard, But there are some that will do 10, like Adelaide Bank. Ta Rolf