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Reply: 3.1.2.1 From: Rolf Latham Win some lose some Adam I suppose. Some tempting offers arent there ! Well done with the reduction on your break costs. Ta Rolf

Reply: 2 From: Rolf Latham Hi Vicki ALL fixed rate loan will have "penalties" attached to them. They are not really penalties in that sense. A fixed loan is a contract for a fixed period, in your case, three years at a fixed rate, meaning that if rates go up, you are protected. The lender...