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Hiya A small split on your loan which is P&I is a good emotional thing to have, say 50 k on 300 or so. On many high lend loans the LMI people will not give you I/o either for owner occupier, and that is wher you may come unstuck. Almost anything is possible but its also very important...

Hi Marc Early on in your investing career, if you are flush with cash you have this interesting choice, do I stick in a 20 % deposit or, do I go for a 5 or 10 % deposit and pay a Lenders Mortgage Premium of up to 2.2 %. Marc 1 says bugger the LMI, ill tip in my spare cash so that my...

Hi Marc Im not in the insurance business. I feel that such a risk is undefinable and therefore not truly insurable. There may be a policy that covers a short period but I have yet to hear of something like that. The best insurance I feel is to borrow/save in advance for times when you...