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Hi RM Its all horses for courses. Small scale cross collateralisation can be a benefit sometimes, especially where pooling small loan values to maximise equity growth. Im not anti cross coll at all costs, indeed have just done 3 deals in the last week using it, just its not a good long...

HI PZ Its not so much training, its drummed in. GET maximum contribution! Wind up time is much less when cross collateralised, but then again I suppose some of us know that already. Ta Rolf

Hi Rick Much depends on the lender and yes expect to pay some early repayment fee if the set up is on a honeymoon deal. Some can be be minimal, yet others can be quite steep. 2.5 % of the original loan value is about the max. You may be lucky. Whi is the lender ? Ta Rolf