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Hiya WW Annuities are a retriree product pretty much, and pretty well protected and have such sad rtns because of that. A lot of DYI investors building their own incomes that invested in various mortgage funds had their fund redemptions frozen when th GFC hit. Not so much because of...

a 10 % annuity would be very nice for my retired folk where do I get one or 100 000 please ? ta rolf

Hiya If you truly need such a strategy then its a good tool. For many that are contemplating such a strategy, often a "simple" restructure of their current portfolio, and use of the right lenders at the right time may be a solution. CB strategies ( like lo docs etc) burn up some of...