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  1. R

    To fix or not to fix...!

    Reply: 5.1.1.1.1.1.1.1 From: Rolf Latham Hi Robert and Jax The point I feel is, where fixing long term there is ALWAYS a risk that you may sterilise future equity growth. One because of the val as you have mentioned, and two because you may not have the serviceability with the existing fixed...
  2. R

    To fix or not to fix...!

    Reply: 5 From: Rolf Latham Hi all Have just received my latest update to Residex Service. On the subject of rates and capital growth: Quote: In 2005 we will have home loan interest rates of about 9%pa. This translates to an increase in home loan repayments of about $200 per month per...
  3. R

    To fix or not to fix...!

    Reply: 3 From: Rolf Latham Hi Jaque For one to break even at 7.6 vs 5.6 over 5 years you would need a fair bit over the 7.6 mark to make up for the lead up to the 7.6. 7.6 for 5 years is double ouch, Heritage still doing 6.75 at a pinch and Westpac 6.99. Ta Rolf
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