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Hiya I believe the sun set date is 27 jun for 85 and 90s lo docs, we have been pedalling very hard to get out pipeline deals finalised 80 %s will still be ok ta rolf

Hiya Depends :) On the 90 Lo doc with client paid lmi I have been quoting 8.70 for 90 % LVRs at 500 or more, and 8.80 for loans between 250 k and 500 k. On the 80 % lo doc client paid lmi, above 500 k the rate appears to be 8.50 ta rolf

Cant call me on this one :) Probable, but 1 % is unlikley. I can see some margin to 50 pts maybe to get half way to the rest of the market (whats left of it) On the other hand, because the risk is underwritten, and the source of funds appears to be mainly "warehouse", there may be no...

Hiya I think the core issue comes down to the mortgage Insurer, being MGIC, relatively new. They are also backing other funders on NO doc 80 and lo doc 90 % products, but none are as smart a rate as the RAMS product. I think Westpac has taken a position that they will continue to fund...

Hiya Not a trust specialist....................but I wont be using that product for trusts if those requirements are set in stone, and BTW there are other lenders and mortgage insurers that try this one on, as well a RMD's and or Fixed and Floating Charges over trust companies. There is NO...

2 % on a 90 % lo doc lend doesnt sound too bad ? Typical MGIC rate would be around 1.7 % ish per cent plus Stamps, so around 4500 ta rolf