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  1. R

    My first IP. Yippeeee.

    Reply: 5.2 From: Rolf Latham Hi Don Fair comment if you take rack rate products. Is < 6.00 % with a minimal fee base and offset acct is NOT expensive - or is it ? If you have a look around you will note I made similar comments on cost issues about a week ago in a thread called LOC...
  2. R

    My first IP. Yippeeee.

    Reply: 1.2 From: Rolf Latham Hi TH Just opinions, but in my view very useful ones. Just on that note, while it may feel more comfortable to be running P&I and reducing the debt in some ways it can actually be more risky because it impinges on your cahs flow. Where you could have held back...
  3. R

    My first IP. Yippeeee.

    Reply: 2 From: Rolf Latham Hi Peter If you want maximum leverage you can do this. ANZ 95 % Loan, capitalise mortgage insurance. Total in cost ballpark Stamps $ 18 000 Deposit $ 17 000 Bank $ 1 000 Legals $ 2 000 Total = 38. This leaves 27 000 for your next deal. Use a 10...
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