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Hi Kev Yep, structure the deal so xcoll is not required. While xcoll probably wont cause any headaches now, its like alcohol, tolerable and pleasurable in most cases in small doses, potentially lethal in large doses. So say for a 250 prop to avoid LMI youd need 50 k + costs in some form of...

HI KM No you wont have to xcoll, though some lenders seem not to know any other way Much depends on: 1. Your Tax situation 2. Your impression of where property values are going One school says get as much property under your belt as posssible, that way youll get the maximum...