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Hi AE Anyone is free to send me mails , but what they get back may not be expert opinion.. An old sales trainer once told me that x is an unknown quantity and a spurt is a drip under pressure. My opinion is merely the previous (but accumulated) experience of lots of other people...

Hi Alex You will find the trickiest one for most lenders is the top up option and the multiple accts. Portability of security is a pretty standard thing these days. Many of these features cost some big money, for eg is it worth it to have the option of 10 subaccts at 10 bucks a month...